FTL Finance offers a wide range of consumer benefits including:

  • Quick application process
  • Fixed interest rates
  • No prepayment penalty or penalty for early payoff
  • Multiple financing options to choose from
  • Easy to read documents
  • Multiple FREE options for submitting your monthly payment
  • No default interest rates
  • Complete review of credit profile, not based solely on credit score

FTL Finance Lease

The FTL Finance Lease is a single installment loan. It is not a traditional lease; you own, keep, and are responsible for the equipment. This product has fixed terms, fixed interest rates, and a fixed monthly payment so you know exactly what to expect monthly. Our finance lease has no early termination fee or prepayment penalties.
  • Fixed interest rate
  • Fixed term of 36-84 months
  • Fixed payment

ESC Card

The ESC Card product is a revolving loan that can act as a line of credit between you and Evolution Heating & Air for future repairs. The interest rate is fixed for the life of the loan. Your monthly payment with this program is typically lower than the finance lease and will reduce as you pay down the interest and principal on the loan.
  • Low monthly payment
  • Not a credit card, so it keeps credit available for future purchases with Evolution Heating & Air
  • Documents required: Signed Application which is auto-populated on the website