FTL Finance offers a wide range of consumer benefits including:

  • Quick application process
  • Fixed interest rates
  • No prepayment penalty or penalty for early payoff
  • Multiple financing options to choose from
  • Easy to read documents
  • Multiple FREE options for submitting your monthly payment
  • No default interest rates
  • Complete review of credit profile, not based solely on credit score

  • FTL Finance Lease

    The FTL Finance Lease is a single installment loan. It is not a traditional lease, you own, keep, and are responsible for the equipment. This product has fixed terms, fixed interest rates, and a fixed monthly payment so you know exactly what to expect monthly. Our finance lease has no early termination fee or prepayment penalties.

  • Fixed interest rate
  • Fixed term of 36-84 months
  • Fixed payment

  • ESC Card

    The ESC Card product is a revolving loan that can act as a line of credit between you and Evolution Heating & Air for future repairs. The interest rate is fixed for the life of the loan. Your monthly payment with this program is typically lower than the finance lease, and will reduce as you pay down the interest and principal on the loan.

  • Low monthly payment
  • Not a credit card, so it keeps credit available for future purchases with Evolution Heating & Air
  • Documents required: Signed Application which is auto-populated on the website

    Click Here to Apply




    Financing with Blispay


    We’ve teamed up with Blispay to offer special financing. Enjoy No Payments, No Interest on all purchases over $199 if paid in full in 6 months. Plus, you'll get 2% Cash Back!


    How it works:

    • Apply on your phone or computer at https://blispay.com/evolutionheatingandair
    • If approved, you'll receive a digital Blispay Visa card which can be used to make purchases with Evolution Heating & Air.
    • You’ll receive 6 months special financing on all purchases over $199 + 2% Cash Back.


    Interest will be charged to your account at your APR of 19.99% from the posting date if the purchase balance is not paid in full in six months. Your account has a 3% foreign transaction fee and if you are charged interest it will be at least $2.00.


    For more info please visit blispay.com/faq. The Blispay Visa® Card is issued by First Electronic Bank, Utah. 
    Learn more and apply at https://blispay.com/evolutionheatingandair